03/26/2007: For more information on the Receivership of Vanguard Fire and Casualty Company, click here.

Vanguard Fire & Casualty is a property and casualty insurance company based in Maitland, Florida. Our company is owned by independent insurance agents who, along with our employees, agents and claims representatives, live and work in the same state and neighborhoods as the customers we serve. We specialize in personal property lines of insurance for Florida residents, which are sold by our network of independent insurance agents throughout the state. The company was founded based on the need to provide Florida residents with a new homeowners insurance source, after many companies stopped underwriting policies in Florida in the aftermath of Hurricane Andrew.

Vanguard Fire & Casualty wants you to have the peace of mind that if catastrophe strikes, we will be here to help you through it quickly and without problems. We have a solid financial structure with reinsurance and investment partners that ensure the company can pay its claims even in the event a severe hurricane were to hit Florida.

At Vanguard, we use sophisticated pricing and underwriting techniques to differentiate property risks. Because of this, Vanguard's homeowners program provides several discounts based on characteristics that indicate reduced risk exposure. The company also strives to build partnerships with its policyholders and agents in order to avoid and mitigate losses. Over time, this can help reduce the cost of insurance to homeowners.