| Quota
Share |
75% quota share of all business underwritten
by the Company and classified as Homeowners (HO-2 and HO-3 Broad
Form), Renters (HO-4 form) and Condominium Owners (HO-6 Unit
Owners Form). Dwelling Fire (DP1-Basic, DP2-Broad and DP3-Special
Forms) and Supplemental Personal Liability have been included.
|
| Catastrophe
Excess of Loss |
Catastrophe excess of loss reinsurance
protects the Company up to the 100-year probable maximum loss
estimate. Reinsurance is placed in the Bermuda, London and Domestic
Company markets.
|
| Reinsurers |
| All are approved by the
Florida Department of Insurance and are rated B++ or better by
A.M. Best or Standard & Poor's. |
|
| Reinsurers |
Rating |
| ACE Tempest |
A+ |
| American Re-Insurance Co. |
A |
| Amlin Bermuda |
A- |
| Axis Specialty Ltd. |
A |
| Converium |
B++ |
| DaVinci Reinsurance Ltd. |
A |
| Everest Reinsurance Company |
A+ |
| Flagstone |
A- |
| Max Reinsurance Ltd. |
A- |
| Montpelier Reinsurance Ltd. |
A- |
| Partner Re |
A+ |
| Renaissance Reinsurance Ltd. |
A |
| Transatlantic Reinsurance Co. |
A+ |
| Validus |
A- |
| XL Reinsurance Ltd. |
A+ |
| Lloyds Syndicates |
A |
|